Bank Owned Houses | Government Seized Houses

PROGRAM 2

Individually Owned Income Houses

Building Personal Long Term Wealth

Buying Post Foreclosed Property

UNDERSTANDING FORECLOSURES, WHY WE ONLY BUY POST FORECLOSURES

Stage	Positives	Negatives
Pre-foreclosure: Notice-of-Default, Notice-of-Trustee Sale.	Highest potential savings Potential win/win scenario benefits all parties - Chance to evaluate property.	Buyer / Seller negotiations can be difficult - Time pressures to complete transaction before auction - Up to 2 years or more statutory recession rights imposed.
Foreclosure: Auction Sale.	High potential savings Immediate property ownership.	100% of the sale price required in cash - No time to evaluate property - Competing with professionals.
Foreclosure: Real Estate owned (REO).	Affords significant time to evaluate property	Lowest potential savings.
Post Foreclosure: Real Estate Owned (REO) completely rehabbed directly from Lender.	High potential savings Immediate property ownership, Can sell or rent.	Carrying costs should produce a positive monthly cash flow.

OUR PROGRAM IS DESIGNED TO GET YOU STARTED FAST, SAFELY AND WITH COMPLETE OVERSIGHT

HERE'S WHAT YOU GET:

A beautiful newly constructed or remodeled house with verifiable built in equity
Complete ownership in your own name
Inspected by a licensed Certified Home Inspection service
1 year home warranty
Bank Approved appraisal to confirm the fair market value
Pre-arranged investor financing on *approved credit
A property management company to manage your tenants and collect rents for you
Ongoing oversight by us for as long as you own your investment at no cost to you
Entitlement to additional quality investment rental properties as they become available
A worry free true "turnkey" investment

* A FICO score of 680 or higher and good payment history for individual purchases.

Joint partnerships available for those with less than perfect credit.

2 OUT OF 3 PEOPLE ARE NOT PREPARED FOR THEIR RETIREMENT

PLAN NOW BECAUSE TOMORROW... HAS JUST BEGUN....

New mortgage foreclosures set record.

National housing prices continued to slide last quarter, dropping an average of 1.5% over the year before, according
to the latest report by the National Association of Realtors. But things are looking up for two-thirds of the country's big cities where median
home sale prices rose.

National Association of Realtors President: A Good Time to Buy.
“For buyers able to qualify for conventional financing, there are ample opportunities in the current market,” says NAR President Pat V. Combs.

“Availability and pricing of conventional loans are reasonable, and FHA-insured mortgage applications have been rising as low- and

moderate-income buyers seek alternatives to sub prime loans. If buyers are in it for the long haul, now can be a good time to get into your home.”

IT'S NEVER TOO LATE TO START...REAL ESTATE PRICES ARE DOWN... MORTGAGE RATES ARE DOWN...

FOCUS ON LONG TERM GOALS...NOW IS THE RIGHT TIME TO BUY.

REAL PROFIT IS ALWAYS MADE ON THE "BUY SIDE" WHEN INVESTING IN REAL PROPERTY.

REAL ESTATE INVESTING 101

WE CANNOT OVER EMPHASIS THIS

CAVEAT EMPTOR means "Let the Buyer Beware"

Some InvestingFlags

Built-in equity promised by just the seller and seller's appraiser

Orchestrated appraisals to inflate value

Property offered "As Is"

No Disclosures by Seller

No home inspections allowed

No return of good faith deposit

Must use Sellers closing agent

Giving Seller's agent the power of attorney to sign on your behalf

Unverified statements of taxes, interest rates, insurance and rent

Non disclosure of conditions of neighborhoods i.e. crime rates, vacancies, foreclosures

Not allowing a period for buyers "due diligence"

No home warranty

Non recourse purchase contract

Unlicensed bulk Sellers offering multiple properties

Sellers "flipping houses" for quick profits

Low non-refundable down payments

Pressure to close

Lender not requiring a current independent appraisal before funding

Lender not offering a new appraisal until after signing the loan and the closing

Get the idea? Scary isn't it.

PROTECT YOURSELF

Use ONLY licensed real estate professionals in good standing. You wouldn't go into court without an attorney or into surgery without a doctor. Unless you are an experienced investor, don't get involved in any real estate transaction without a good agent.

HERE'S WHY

License (Educated & Trained ) = Regulated (Legally Compliant & Accountable) = Recourse (For you)

VERIFY, VERIFY, VERIFY,

A number of upstart so-called "wholesale" sellers are offering houses with "built-in" equity today. There is no such thing as a "wholesale" price for a house. Real Estate prices are neither wholesale or retail. They are based on supply and demand. Property is always only sold below, above or at its FAIR MARKET VALUE. As an investor you must be diligent and never accept any "orchestrated" valuations from a seller who represents themselves as a "Wholesaler" without reliable independent verification. Since Real Estate Fraud is the #1 fraud in the country, we urge you to consult with licensed professionals before making any decision to purchase.

We Report Cases of Real Estate & Mortgage Fraud!

From the FBI's website on mortgage fraud

Choose From Rehabs or New Construction

THERE' NO SECRET HERE, IT'S JUST COMMON INVESTMENT SENSE

WITH OUR BUYING POWER, WE ARE ABLE TO PURCHASE VERIFIABLE INVESTMENT INCOME-RENTALS AT DISCOUNTS FAR BELOW EVEN TODAY'S LOW SELLER ASKING PRICES.

TAKE ADVANTAGE OF TODAY'S BUYERS MARKET

REAL ESTATE LIKE STOCKS IS CYCLIC. POSITION YOURSELF FOR THE NEXT UPTURN

YOU CAN PARTICIPATE EVEN IF YOU DO NOT HAVE PERFECT CREDIT

WE HAVE DESIGNED PROGRAMS FOR EVERYONE TO PARTICIPATE IN. WE OFFER STRATEGIC INVESTMENT PROGRAMS FOR INDIVIDUALS WITH LESS THAN PERFECT CREDIT.

WE CAN DESIGN THE RIGHT INDIVIDUALLY TAILORED INVESTMENT PROGRAM FOR YOU

IF YOU HAVE CASH TO INVEST BUT LACK THE CREDIT OR IF YOU HAVE GOOD CREDIT BUT LACK THE CASH WE CAN USUALLY PUT YOU INTO A PROGRAM TO BEGIN BUILDING REAL WEALTH. THROUGH REAL ESTATE INVESTING.

IT'S A BUYERS MARKET

REAL ESTATE IS LOCAL NOT NATIONAL. THIS MEANS WHILE SOME AREAS ARE DOWN, OTHERS ARE DOING WELL. WE SELECT ONLY THOSE LOCALITIES WHERE REAL ESTATE IS CONSISTENT. WE ARE CASH FLOW INVESTORS AND HOLD FOR THE LONG TERM. THE ONLY INVESTORS WHO GET HURT DURING ANY MARKET DOWNTURN ARE THE "FLIPPERS". WE WILL SHOW YOU HOW TO AVOID BECOMING ONE OF THOSE CASUALTIES. NOW IS THE TIME TO BUY AND HOLD, NOT SELL.

Definition: hindsight, noun "Looking back at missed opportunities."

OUR UNLIMITED LIFETIME OVERSIGHT GUARANTEE

WE ASSIST YOU EVERY STEP OF THE WAY AND WILL PROVIDE FREE OVERSIGHT AND CONSULTATION FOR YOU FOR AS LONG AS YOU OWN YOU INVESTMENT. WITH GOOD CREDIT YOU CAN OWN YOUR OWN INCOME-PRODUCING-RENTAL HOUSE STARTING FOR AS LITTLE AS $5,000